Applied Bank Credit Card

By Dan Moskel

The Applied Bank credit card is a secured card. That means that you must open an account with Applied Bank and make a deposit into that account before you can receive your card.

The deposit is designed to secure your account should it default. The limit on the card will be equal to the amount of the deposit, which can be between $200 and $5,000.

You will still have monthly payments and a fixed APR of 9.99%. Additionally your card will report to the credit bureaus.

Because your account is secured by the deposit, no one will be turned down and there is no credit check required. The annual fee for the card is $50.

The card will be issued as a Visa card and is accepted everywhere that Visa is accepted. If you make your payments regularly and on time, you will be able to generate a history of positive payments.

This can help repair a damaged credit score, but we also recommend that you eliminate negative information from your credit report.

Dont think that you just have to live with a poor credit rating; you may contact the credit bureaus to dispute the negative items and have them erased.

Speaking with the credit bureaus is the best way to improve a below-average credit score. Many people have read or heard that a negative item needs to stay on your credit report for seven years.

This is not true! The Fair Credit Reporting Act states that seven years is the maximum amount of time that an item can remain on your credit report. It makes no mention of a minimum amount of time.

There have been many lawsuits filed against debt collectors because they had been violating this law. There have been debt collectors that have paid fines because they had been manipulating the system and keeping a negative mark on a report for longer than seven years.

Additionally errors on your report are not uncommon. In fact it is estimated that 25% of the population has an inaccurate mark on their report.

Having a credit card can help you have a positive reporting account and can help you build your credit, but it also is imperative to eliminate the derogatory items.

Your credit score is a very important number and can impact your; employment, financial well being, and self confidence. There is not a more humbling sound that hearing a loan officer say Im sorry but you are declined.

However by building positive reporting accounts and remove the negative accounts you can achieve a high score. This will enable you to live a lifestyle you truly deserve.

About the Author:

For a Free Credit Consultation Call 1-800-253-3735 . For more about the Applied Bank Card or for more about Rush Card a popular prepaid credit card.

SEO Tips for the coolest guys on the Internet

By Jimmy Furlong

Search engine optimization is a process of arranging a web site's design, content, layout, Meta tags as well as keyword content and other criteria to obtain high rankings in various search engines.

Let's look at some of the coolest tips that even Internet guys can follow!

When building links try and focus on quality not quantity. One good link to your site is much better than ten bad quality links.

If your website doesn't update frequently then you'll probably need to start a blog. Use the blog to write about content that relates to your website and link back where possible. Search Engines like fresh content so it's best if you blog at least three times per week.

Be sure you have a unique keyword in the title tag on every page of your site. Avoid using company names here and rather focus on the theme of your site when choosing a keyword.

When using JavaScript, image maps or image links, make sure you put text links somewhere on the page for the spiders to follow.

Make sure you build a network of quality back-links using your keyword phrase as the link. If there is no logical reason for that site to link to you - you probably wouldn't want the link.

Be sure you have a unique keyword in the title tag on every page of your site. Avoid using company names here and rather focus on the theme of your site when choosing a keyword.

Be sure links to your site and outside of your site use your keyword phrase. An example of this would be "coolest guy on the Internet" and then link to "coolest guy on the Internet" instead of linking to "click here".

If your website doesn't update frequently then you'll probably need to start a blog. Use the blog to write about content that relates to your website and link back where possible. Search Engines like fresh content so it's best if you blog at least three times per week.

Don't optimize your site for single keywords try and focus on phases. It is wiser to add a location to a phrase such as "America's coolest guy" rather than just "coolest guy". By doing this you're allowing people in your area to find you.

New, updated content will help improve your rankings. By doing this you add relevancy to your site in the eyes of search engines.

About the Author:

We hope these guidelines have helped you but if you simply can't believe what we've said will work then view our experience in action by visiting the coolest guy on the Internet website.

Backup Software: The Engine That Drives Security

By Daniel M. Dugal

You need to look out for business when business works online. There are generally a different set of rules on the web and, for the most part, the stakes are a lot higher in the www. world of business.

Once you understand that reality, youll see that you need someone in your corner on the web, that going it alone is really a shaky proposition that can cause you more trouble than its worth. You need data security experts that know what theyre doing. You need data protection experts that have a good reputation and the kind of customer loyalty that tell you right away that they know all about what theyre doing .

Theres a checklist. And here are some of the bigger points on it.

Reputation. If the place that youre looking at his a great affiliate program, chances are theyve been able to impress and are doing at least some things right. Take a look at their site and ask around. The word on good reputations travels too.

Online Backup Software. This is absolutely critical. Remember that you would never even think about buying a car without checking under the hood. Well, thats the same for any online backup services that you might want to use. You need to look for several features that make the software great, and one of these is the right Remote File Access.

The software is extremely important and thats just why you need to understand what youre looking at. The better the software the better you chances of being able to get all of your information back after some kind of serious breech.

And the best in Remote File Access is an important part of that. This is the feature that allows you to get the information that youve lost back as long as you try from a computer with Internet access. Of course there are other options that youll want to have like fast efficient backups and an easy system restore feature. Remember that the online backup software is a lot like the engine that drives your data security. Without the right kind, you can lose all of your mission critical data for good.

About the Author:

Remote Data Backups, CEO and Founder Daniel M. Dugal knows all about online backup software . He runs the company that specializes in online backup systems.