A look at Chapter 7 Bankruptcy

By Luke Jeffers

By the time you finish reading this, you will know the important point of Chapter 7 bankruptcy. If you are thinking that everyone can file for this type of bankruptcy, you are wrong. Only certain people can file for Chapter 7 bankruptcy. Well, if you are wondering who, you should read on.

Who Can File Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is available to individuals and some businesses. In order to file Chapter 7 assets should be limited to those that can be claimed as exempt.

Even though sometimes the court may rule that a person is not able to file a Chapter 7, at times, it may be one of the best moves you can make.

Process of a Chapter 7 Bankruptcy

The process of filing a Chapter 7 bankruptcy starts with collecting all the information about your debts and your financial situation. You will be required to meet with a counselor and attend counseling that will help you to decide if filing bankruptcy is the best option.

After this is done, you will then stat filling up some forms. After filling up the forms, you have to attend court to plead your case. The decision will be up to the court.

As you can infer, the whole process will take some time but as long as you are going through this process, you are protected from debt collection by creditors.

What are the Risks?

Bankruptcy is not a simple solution when you do not want to pay your debts. In fact, recent changes in the bankruptcy laws has made filing bankruptcy more difficult and in some cases impossible.

You are at risk of losing your assets because they can be taken to repay debts. You are also going to end up with a damaged credit record. The effects of a bankruptcy can last seven to ten years and can really hurt your ability to get loans and other forms of credit in the future.

It is a good thing there is Chapter 13. You can file a Chapter 13 instead of a Chapter 7 if your income is deemed to be more than the set amount. So how do you pay back the amount? Well, the court can decide a repayment plan for you!

So, there you have it! The important points of bankruptcy Chapter 7, one thing that you should remember; bankruptcy should not be seen as an easy way out to settle your debts and you will end up losing you assets. However, if you are serious about filing for Chapter 7, you should think about the result of filing for one.

About the Author:

Facing possible bankruptcy? Now find out more about Chapter 7 Bankruptcy and how it will affect you and your family. Find out more about bankruptcy today by visiting this website: http://www.outofbankruptcy.info

Some Ways To Make Money

By Scott Harrison

So many different people these days are starting to look for new and easy ways to make money to help them out with their needs. But you can not forget that this doesn't mean that you need to go out and try to find the perfect part time job that fits your schedule, there are plenty of options available to you.

If you feel like you are one of those people who don't quite know where to look for some extra money, you also need to open your eyes to all the options that are out there for you. Just keep in mind that while you are making money, you should also have fun and spend your time wisely.

Some people really struggle to come up with new and creative ways to earn extra money. Let's go over a few ways that you can really earn some money that won't be a waste of time but can really bring you the kind of results that you are really looking for too.

A great place to start would be to think of all of your hobbies and talents that can help you earn the money. If you are good at painting houses or making small repairs, there is a great way to make money in the evenings or on the weekends. You can even turn it into some sort of family project and enlist help for your children.

Maybe your hobbies lean more towards the technical part of things. There are great options out there for you in the line of computer repairs, website maintenance or even graphic designing for websites or other types of advertising. These are just a few excellent ways to help others out and to also make that extra money you need.

Don't forget that the best place for you to find the most ideal side job is going to be within your own talents and interests. You won't ever have to send off your resume or take on a new hobby just to make that extra money that you need to. But just use your talents that you have already developed to help you out and others.

About the Author:

Scott helps people learn how to make money on the internet, and shows them quick and easy ways to make money online.

Improve your search engine rankings

By Alison Cox

Please note: if your site is listed with Google already, then any further attempt in submission would not help expedite listing. If you haven't already tried submitting your site, then the page to submit your site to can be found easily by searching for "Google submit" into Google. Unmistakably their page would be number one on the list but there are other ways to make your site a big favorite for them too.

One good way to get your site indexed quickly by Google is through links from websites that are themselves crawled regularly. Using online directories and there are plenty of them could of course be the best and the most effective way. When your site is tagged with links from high ranking directories you get indexed faster since Google routinely examines these top directories.

It all ultimately depends on the money available and your personal choice as you can opt between free and paid subscription directories. Any business directory which operates with the same kind of interest area as your business is the best bet since Google pays a lot of importance to similarity before indexing your site. The area of operation between your site and the business directory ought to be common.

The sure shot way to get top rankings with Google is to get listed with DMOZ, sometimes called an Open Directory. This is however not the fastest ways to get your site noticed by Google. DMOZ would take their time, weeks or months before you get listed. The reason for this is that every site is checked by a category editor personally and your site could be down below in the queue. One vital point to remember when submitting sites to DMOZ is that you must ensure that you read, understand and follow every piece of guideline and instructions to the tee.

There is yet another way to get noticed by Google and that is through submitting articles to article submission sites. Most of the reputed article submission sites permit you to insert a box called 'About the Author' or 'Author Resource'. This is the place where you insert the link to your site.

If the articles are good, then your articles could also be chosen by other sites for inclusion and this is another advantage of writing articles. It is mandatory for them to use the resource box so that you can access a free link to your site. This is yet another chance for Google indexing your site and if the topic of the article is in line with your business then chances are that you would get increased visitors to your site as well. To sum it up, while you have the option of direct submission to Google, you could also try directories or article writing, which could bring quicker results.

About the Author:

Finding the best information about search engine submission software can be overwhelming at times. One of the best places we found online to get the straight facts is website submission software Grab a totally unique version of this article from the Uber Article Directory