Got the Foreclosure notice??? Now what?

By Doc Schmyz

Foreclosures are a nasty "monsters", apart from the worry and stress of possibly losing all you own, is the fact that you lose all control over the sale process. Not to mention your self image takes a heck of a beating. However with hard work you can slay the monster.

The painful honest truth is that the finance company is only looking after it's own interests. There is no emotions involved here and they will take offers that do not even fully cover the debt.(You can forget about seeing any of your equity.)

Do not let it happen if you can help it. Take on another job, get your wife to take in laundry. Rake up the cash the best you can. Everyone has ways we can cut back or living expenses and increase our income a little.

Think outside the box, maybe attempt to sell the property yourself. If the property market is difficult, advertise to exchange/swap your house for something cheaper. Look at how the property could earn you money. Maybe it has an apartment attached that could be rented out. Maybe it has a room at the back of the garage to rent out. Perhaps it might have an extra garage to rent out. If it is a big house maybe you could take in lodgers or students and charge them for room and board. All these little things will help to pay off your mortgage. Your still in charge of how the situation will end up.

Another thing to look at is simply getting another loan and paying off the original mortgage. Look at ways to restructure the loan so that your repayments are lower than you are currently paying. You could pay over 40 years instead of 25 years. Maybe you could have half the loan over 40 years and half on interest only repayments with the ability to reduce the principal with lump sum repayments when you have the extra funds available.

If a foreclosure is getting closer and you have been unsuccessful in averting it. You can accept the inevitable or you can fight the " monster" and take drastic action. However, if it means saving the equity in your house it may be worth it.

About the Author:

Doc Schmyz has done real estate deals all over the US. He built a free website shares Real estate investing information for all over the US. Find Real estate investing information by state

Download Mp3

By Lynne Johnson

In the past you had to go to a store if you wanted to rent or buy a movie. Instead of buying or renting the dvd, people now can choose a movie download instead. Here are some examples of movies you can acquire through a movie download site.

Night of the Grizzly: Tolerable Western of rancher Stroller conquering all barriers, even a insistent nasty bear, to Western life. Cast includes Joseph Pevney, Clint Stroller, Martha Hyer, Keenan Wynn, Nancy Kulp, Ron Ely, Regis Toomey, and Jack Ela. (102 minutes, 1966)

Sign of the Times: A punchy Prince film shot in Rotterdam and Minnesota, characteristics thirteen numbers, some overhead photography and lots of bump and grind from both genders. Stolen to some degree by megastar drummer Sheila E. Cast includes Prince, Sheila E., Sheena Easton, Dr. Fink, Mike Weaver, Levi Seacer Jr., Wally Safford, Gregory Allen Brooks, and Boni Boyer. (85 minutes, 1987)

The Lost World: Jurassic Park: John Hammond has learned to bring dinosaurs back to life from their DNA. After an attempt at marketing viewing these dinosaurs goes terribly wrong, all the animals are killed and the island closed. The problem is that something has survived.

The Fabulous Baker Boys: The Baker Brothers, Frank and Jack, have been playing music at small clubs for years. They feel now that a female vocalist will be a good move. They bring on Suzie and things take off. When Jack and Suzie start a relationship, it tests then all.

Live Fetish: Infatuated child of a prostitute is incarcerated for unintentionally shooting and paralyzing a cop throughout. Originally beaming story of man teenager's identity emergency gets to be ponderous while it turns into a mom -child soap opera with incestuous implications. Cinematically stimulating, albeit, with a bravura finale. Cast includes Pedro Almodovar, Liberto Rabal, Francesca Neri, Javier Bardem, Angela Molina, Jose Sancho, and Penelope Cruz. (100 minutes, 1997)

Two Marines are being held responsible for the death of a fellow marine. They claim they were ordered to punish private Santiago, and his death was not intended. Lt. Daniel Kaffee will try to save the marines and get to the bottom of the case.

Dick Tracy: Big Boy Caprice and his mob are wreaking havoc on the streets of Chicago. Add to that, a loyal girlfriend, an orphan needing his help, being seduced by the sultry Breathless Mahoney, and a new threat in town know as the Blank, and you can see that Dick Tracy is a very busy man. It will take all his powers to save the city.

The Presido: A crime has been committed at the Prrsidio, an army base in San Francisco. A female MP has been shot and the following chase flows into the streets of San Francisco. When it comes time to investigate both the military and SFPD will be involved. This forces Colonel Caldwell and detective Jay Austin, two men with a sorted past, to come together and solve the case.

Act of Violence: Act of Violence is a tense drama where we follow a man who was permanently injured during the war. He is now after the senior officer who abandoned his men in a prisoner of war camp. The stars are Van Heflin, Robert Ryan, Janet Leigh, Mary Astor, and Phyllis Thaxter. (1948 drama directed by Fred Zinnemann)

We saw an explosion in the music business online a few years ago. We are now seeing the same type of growth in the online movie business. If you love watching movies, it is well worth looking into.

About the Author:

A Blue Moon, The One With Excellent Noise. Download Music Legally The Metaphoric Narrative Is Used While The Poet Talks Of Love In A Metaphor Of Some Kind. And Ron Howard Opie Could Go On To Develop Himself As One Of Hollywood's Most Famous Controllers'.

Locating Inexpensive Trucking Insurance

By Steve Turner

Trucking insurance coverage can be obtained at a various range of costs. Besides looking for the most affordable rates, see what else you can do to lower your premium even further. Look into getting coverage from an insurance company that specializes in trucking insurance.

Typically the age of a semi truck won't have much affect on your insurance rate. Insurance companies have found that newer trucks are not maintained the same as older ones. Because of this overall condition of the truck has more weight in the rate calculation.

If you are trying to reduce your premium make sure that tires, breaks and other features related to the safety are in the best condition. You can ensure their condition through receiving Department of Transportation inspections, even though they are not required for insurance coverage.

Safety is the largest concern in the truck insurance business. Adding signs such as "This truck makes wide turns" can also reduce your premium.

How many years you have been driving truck will affect your insurance premium. If you are between the ages of 30 and 65 it will be easier for you to receive coverage. Driving records that are clean will result in a lower premium rate.

Having long-haul trucking experience can make it easier for you to obtain favorable insurance coverage. If you have been with your employer for a number of years and have not job hopped this is also highly looked upon.

The service to expect from your provider is almost as important as receiving a competitive rate. Most truck insurers offer coverage around $750,000 to $1,000,000. Another thing to take into consideration is determining if you need to add cargo insurance to your policy, since not all providers offer this type.

About the Author:

Steve Turner is able to help drivers obtain the best possible Trucking Insurance Coverage available. Trucking Insurance Coverage Steve Turner has plenty skill and works with a number of providers to enable purchasing the best possible rates. Trucking Insurance Policy