วันเสาร์ที่ 4 เมษายน พ.ศ. 2552

Seattle Auto Insurance Factors

By Steve Turner

There are a number of factors what help to determine the rate for your Seattle Auto Insurance coverage. By knowing what these factors are, you can enable yourself to locate the highest coverage available for affordable premiums.

Look into getting a group discount or do research on the internet on how you can realize further savings on your auto insurance. There are also other things that you can do to find cheaper prices.

The type of car that you drive is one of the biggest factors insurance providers look at. If possible, make sure that you are driving a car that is considered less risky by your provider. The risk rates and premiums of vehicles are created into a list by insurance providers every year.

Usually the cheaper the car the more affordable the insurance coverage will be. This is because in an accident more expensive cars will be more costly to repair. Larger vehicles may be given lower premiums because in an accident they will receive less damage than small vehicles.

Having safety features such as car alarms or anti-lock brakes installed on your vehicle will reduce your premium. Another way to realize savings is to increase your deductible.

To lower the risk of theft for your vehicle, park in a closed garage and install an alarm system. Living in a safe and crime free area will also put you at lower risk for theft.

Drive your car only to and from work and on occasional shopping trips. The average driver uses their vehicle for 12,000 miles a year. Driving over this average will result in the insurance providers to charge you a higher premium.

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