In the United Kingdom, there are twenty thousand people who build their own homes every year. They prefer self building to paying real estate agents to locate pre-built dwellings or paying a contractor to build a home for them that they may or may not have helped design. What does this mean for the construction industry"an industry that depends on people deciding against self building projects? It really more cost effective to build your own house instead of paying someone to build it for you or paying someone to find one that has already been built?
The biggest obstacle for a person who has decided to construct her own home depends on just how much experience she has with all of the different tasks that are involved in home construction (like electrics as well as carpentry). If the self builder is inexperienced then she will run into many problems as she struggles to build a home that is safe and sound as well as functional. Obviously if the self builder does have the necessary experience she needs to build a safe and functional house and is well versed in local building and electrical codes, then doing the work by herself could end up saving her a large sum of money!
When a person decides to self build a home, how does he choose a location? In the event that the self builder is still relatively new to the task, he can save himself quite a large headache by hiring a professional to find a location that is well suited to people who will be building their homes from the ground up. The location will depend largely upon local zoning codes. A professional will know how to help the self builder find the location that is best suited to his wants and needs and will be happy to do so without charging rates that are too high.
Tracking down funding for a self build project will be a challenge. Banks like to loan money to people whose projects are easy to understand.
Qualifying for a mortgage loan or a loan for a contractor's estimate is easier because all areas of the project will be well defined. With a self build project, the builder might not know ahead of time how much money she will need to successfully build her home. Find out if your lending institution funds self build projects. If they do not, they might be able to recommend an institution that will loan you the money.
Self building can save experienced construction and electrics expert quite a bit of money. For those who aren't sure whether or not the project is up their alley, further research should be done before making a decision.
The biggest obstacle for a person who has decided to construct her own home depends on just how much experience she has with all of the different tasks that are involved in home construction (like electrics as well as carpentry). If the self builder is inexperienced then she will run into many problems as she struggles to build a home that is safe and sound as well as functional. Obviously if the self builder does have the necessary experience she needs to build a safe and functional house and is well versed in local building and electrical codes, then doing the work by herself could end up saving her a large sum of money!
When a person decides to self build a home, how does he choose a location? In the event that the self builder is still relatively new to the task, he can save himself quite a large headache by hiring a professional to find a location that is well suited to people who will be building their homes from the ground up. The location will depend largely upon local zoning codes. A professional will know how to help the self builder find the location that is best suited to his wants and needs and will be happy to do so without charging rates that are too high.
Tracking down funding for a self build project will be a challenge. Banks like to loan money to people whose projects are easy to understand.
Qualifying for a mortgage loan or a loan for a contractor's estimate is easier because all areas of the project will be well defined. With a self build project, the builder might not know ahead of time how much money she will need to successfully build her home. Find out if your lending institution funds self build projects. If they do not, they might be able to recommend an institution that will loan you the money.
Self building can save experienced construction and electrics expert quite a bit of money. For those who aren't sure whether or not the project is up their alley, further research should be done before making a decision.
About the Author:
Tal Potishman, editor of Heating Central, writes articles about efficient heating, plumbers, Southwark plumbers, underfloor heating and solar thermal. He specializes in helping save money by advising on efficient heating.
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